The Cost of Staying Exactly Where You Are

Hi Sheconomist Insider 👋 It’s Thamina, Founder of The Sheconomist. This is your bi-weekly dose of celebrating the female economy where I help ambitious, purpose-driven women like yourself flip the script on money, career & wellbeing conventions so you can live life on your own terms.

TLDR:

  • 💻 What's the cost of staying exactly where you are?

  • ❤️‍🩹 Cultivating an abundance mindset

  • 💰 Why Smart Yield is part of my money tech stack now

  • 💜 Meet Savannah Pidcock, Founder of The Savvy Flow

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🧪 Freedom Formulas

I used to think investing was just about my brokerage account.

(Don't get me wrong, I still religiously auto-transfer several thousand dollars a month to my Fidelity account.)

But last fall, I had a revelation that shifted everything.

I was debating whether to spend $4,000 on a business retreat with women who are (at least) 5 steps ahead of where I want to be.

My old self would have called it "too expensive".

My “new” self asked a different question: "What's the cost of staying exactly where you are?"

That hit different.

Because I realized I've been treating my growth like a luxury instead of a necessity.

I spent $200 on a dinner that I forgot by Tuesday. But agonized over a $500 course that could change my trajectory.

I bought shoes I've worn twice. But hesitated on a retreat that rewired my relationship with success.

The highest version of yourself doesn't see investing as just financial.

She knows the highest ROI comes from:

✅ Books that rewire your mindset
✅ Courses that collapse your learning curve
✅ Coaches who see your blind spots
✅ Communities where your "crazy" dreams are Tuesday conversations

The highest version of yourself invests in becoming, not just having.

I joined that retreat.

And I met women who've made millions from businesses they started in their tiny apartments.

ROI isn't always immediate. But regret? That compounds daily.

Today I’m challenging you to do this:

💳 Commit to one learning investment this month (I don't care if it's $50 or $5,000)
📚 Buy that course/book/workshop/retreat spot you've been thinking about
🧠 Block 2 hours this week for focused implementation (not just consumption)

Because your future self isn't built by accident.

She's built by the investments you make when no one's watching.

❣️ Thamina’s Top Picks

✨ This week’s Moodboard

🤫 You can save this image for inspiration and/or share it on social media. Pls tag me @thaminastoll

💸 Cooking up Wealth

Goodbye high yield savings account, hello Smart Yield.

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